

| History Our firm, formed in 1979 by Eugene Brown and Dan Cold, is a bay area accounting firm providing professional services to closely held businesses, nonprofit organizations and individuals throughout the greater bay area. |

| "Knowledge and Service...In Balance." |
| We look forward to the opportunity to serve you! So feel free to call us at: |
| Phone: (925) 271-5519 |
| Mission Statement Brown & Cold is an innovative team of accountants combining knowledgeable expertise with responsive service to assist our clients in acheiving their financial and business goals. |
| Our Firm's Philosopy Our firm's philosophy is to combine knowledgeable expertise with a high level of service not often seen in full service accounting firms. There has been a dramatic rise in demand for financial services over the past several years, and many firms have sacrificed service as workloads have increased. Our shareholders, all of whom practiced with international or large regional accounting firms, have chosen to provide outstanding service to a limited base of clients. We believe bigger is not always better. We have created a firm that possesses the experience and technical resources of larger firms, while providing the personal service that one would expect from a local firm. At Brown & Cold, our shareholders do not just sell you our services; our shareholders perform the work, efficiently and on time. |